||[Oct. 3rd, 2004|05:57 pm]
It's that time of year again when I have to renew both my car insurance and breakdown cover, which is never pleasing time for the bank balance...|
My previous insurers (Direct Line) offered what looked like quite a nice rate, but it was a little higher than I'd hoped. So, I browsed a few websites I could think of, a few google suggested, and the ones that Dom and Ganesh use.
The supermarkets clocked in at about 300 quid more than Direct Line, which was quite a shock. Many of the others were about that price. Ganesh's favored were 400 more, while Dom's were a mere 350 more... Some sites even came in at twice the quote from Direct Line! Oh, and the aggregate searching services didn't seem very good, most likely related to the "type the letters from the box" parts that appeared on many sites.
In the end I found Norwich Union the cheapest, by about 15 quid. What shocked me was the massive range of prices. It seems you can save some headline figures, but only if you're with someone shocking and you can be bothered to search (I think I spent nearly 90 minutes looking this afternoon).
For the breakdown cover, the renewal price from Direct Line was a rip off. RAC and AA differed by 40 quid on the same cover options, both being less than Direct Line... Norwich Union again won out, for only about 70 quid.
I suppose I should be grateful that I did manage to save money, but it's pesky that I had to search so many places to do so. I wonder how many other people don't search around, and end up paying much more than they need to?