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Hospital Plan Insurance - does anyone fall for this - Nick [entries|archive|friends|userinfo]

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Hospital Plan Insurance - does anyone fall for this [Mar. 7th, 2004|06:43 pm]
[mood |annoyedannoyed]

Over the last few weeks, I've got several pieces of junk mail from a company called "Hospital Plan Insurance", with the rather swanky registered address of 44 Baker Street in London.

I binned the first letter, but the second was so ridiculous I decided to keep it and further. I got the third yesterday, so I feel it's time to post.

The first letter tells you that you may be a winner, and look out for another letter. The second - you are a winner, just wait for the magic letter. "Oh, such shiny large numbers, aren't we great" it cries (see image above). Finally, the third appears. "You are definitely a tax-free cash prize winner" it claims. All you need to do is fill in a direct debit mandate (purchasing you accident insurance, sold apparently through a US firm known as "the New Hampshire Insurance Company"), and they'll post you your cheque.

Included in the pack were several brouchures about people who'd won vast sums of money and/or saved lots through having the insurance. Oh, and lots of the writing was in bold and/or in UPPER CASE.

For some reason, it reminded me a lot of this (article all about the "work from home" schemes, and how people are lured into them)

A quick look on google shows I'm not the only one to receive this "amazing" offers. This show's their no stranger to the ASA (watchdog of advertisers), and there are a few other blog posts out there telling tales.

I think I'll ignore their shiny large numbers, "alluring" print and stories, and chuck the lot. If only everyone did the same. What I really need is Spam Assassin for postal mail....

(Well, as long as it isn't anything like HomeAssassin!)

Update: They appear to have breached the ASA ruling after a 2002 complain, so I've complained to the ASA.

From: (Anonymous)
2004-03-07 03:14 pm (UTC)
Yeah, I've been getting their letters too in the last few days.

If you read the small print (which I did - I was bored) you'll see that you "win" £5 in the end, of course you have to fill out a direct debit in order to receive the "prize".

It is pretty shabby, rather Readers' Digest-esqe, but I guess enough people must sign up to justify them sending out these multiple mailings. I wouldn't be surprised if they send out one more follow-up "last chance!" letter.

(Reply) (Thread)
From: (Anonymous)
2004-04-29 08:24 am (UTC)

hospital insurance plan

how do they get away with this? does anyone win or does the comapany just get thousands of mugs to set up direct debits and get nothing?
(Reply) (Thread)
From: gagravarr
2004-04-29 03:18 pm (UTC)

Re: hospital insurance plan

I guess there are enough people who fall for it to keep them with funds to spew out their crud to all.....

Everyone "wins", it's just that the normal prize is a fiver, and you have to pay a lot more than that for their "insurance" product that you sign for

More people should complain about them to the ASA. It's really easy to do (go to http://www.asa.org.uk/newcomplainbnm/default.asp , fill out the details (see past judgements against them to see what they do wrong), and send it off). If more people complained, they'll get told off by the ASA and have to change their practices.
(Reply) (Parent) (Thread)
From: (Anonymous)
2004-11-10 08:06 pm (UTC)

Re: hospital insurance plan

yeah another here i just chucked the lot !!! what do they think people are thick ,well i suppose there are some people out there who will fall into the trap.
(Reply) (Parent) (Thread)